Home Loan RCBC Requirements for Self-Employed Individuals – Here’s What You Should Prepare

Guide on Home Loan RCBC Requirements for Self-Employed Applicants

HOME LOAN RCBC REQUIREMENTS FOR SELF-EMPLOYED – Here are the documents that you need to prepare in applying for Rizal Commercial Banking Corporation (RCBC) Housing Loan.

If you are self-employed and looking for a bank where you can apply for a housing loan offer, the Rizal Commercial Banking Corporation (RCBC) is one of the entities that you can turn to. You can apply for a loan for the financing of the acquisition of a residential property, house construction, home renovation, or existing home loan take-out.

You may also apply for a multi-purpose loan offer using your residential property as the collateral. You can check on the eligibilities set by the bank under this loan offer below and documentary requirements.

Home Loan RCBC Requirements for Employed
Photo Credit: Orange Magazine

Who are qualified to apply for RCBC Home Loan? If you are self-employed, you must be:

  • a Filipino citizen or a dual citizen (if foreigner, the applicant must be married to a Filipino citizen)
  • at least 21 years upon the loan application but not more than 70 years old upon the loan maturity
  • having a contact number (mobile number and residence or office landline)
  • running a business that is in profitable operations in the past two (2) years

Home Loan RCBC Requirements: Prepare the following documents…

  • duly-accomplished and signed RCBC Home Loan Application Form
  • copy of TCT and Tax Declaration (Land and Improvement)
  • for the purpose of home construction, prepare the bill of materials
  • proof of income:
    • Business Registration with the Department of Trade and Industry (DTI)
    • Audited Financial Statements
    • Bank Statements

For a guide in applying for RCBC Home Loan, you may visit – Apply RCBC Home Loan: How To Apply & the Requirements in Applying.

You may also read – RCBC LOANS: List of RCBC Loan Offers & the Requirements in Applying

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