Guide on GSIS Cash Loan Loanable Amount for Members with 20 Months Savings
Below is a comprehensive guide about the borrowing limits available to Government Service Insurance System (GSIS) members who have made contributions for a minimum of 40 months under this loan program.
A lot of GSIS members are eligible to apply for the loans that the state-run social insurance agency offers. One of these loan offers is a multi-purpose cash loan, the Enhanced Conso-Loan Plus. You can check the details of this loan offer below.
The Government Service Insurance System’s (GSIS) Enhanced Conso-Loan Plus is designed to combine multiple loans into a single loan offer, with the exclusion of penalties and surcharges, which will be waived under this new loan program. The following are the loans that will be consolidated:
- Salary Loan
- Restructured Salary Loan
- Enhanced Salary Loan
- Emergency Loan Assistance
- Summer One-Month Salary Loan
With regards to the GSIS cash loan offer mentioned, if you have made premium contributions for a minimum of 40 months but no more than 60 months or five years, you are eligible to borrow a maximum of a four-month loan. The loan term can extend up to six years, serving as the maximum duration.
| Loans | Details | You may visit: |
| GSIS Retirement Benefit | This GSIS benefit is offered to members of the social insurance institution who have reached 60 years old and qualify to the eligibility requirements set. | GSIS Retirement Benefit: List Of Retirement Programs Offered By GSIS |
| GSIS Separation Benefit | This benefit is intended to help members who got separated from their work due to the restructuring of the company. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Unemployment Benefit | This benefit was crafted to help GSIS members who lost their job. | GSIS UNEMPLOYMENT BENEFIT – Who May Apply For This GSIS Benefit |
| GSIS Disability Benefit | The GSIS Disability Benefit is for members who obtained permanent total disability, permanent partial disability, or temporary total disability due to various conditions. | GSIS DISABILITY BENEFIT – Who May Apply For This GSIS Benefit? |
| GSIS Survivorship Benefit | When a pensioner dies, his or her spouse and minor children will be receiving a part of the pension of the deceased GSIS member. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Funeral Benefit | This benefit was crafted to help assist the family of a GSIS member who passed away in his or her burial. | GSIS FUNERAL BENEFIT – Who Are Eligible For This Cash Assistance |
You may also visit – GSIS BENEFITS – Full List of Benefits For GSIS Members