Guide on GSIS Cash Loan Amount Allowed for Member Borrowings
GSIS CASH LOAN 2025 – You can check here the loanable amount under the Multi-Purpose Loan for qualified members.
In the Philippines, millions of Pinoys are members of the Government Service Insurance System or more commonly called GSIS. It is one of the giant entities in the country in terms of social insurance.
Government employees are mandated to maintain an active membership to the Government Service Insurance System. A membership widens the options of the members most especially in times of dire financial needs.
The Government Service Insurance System has crafted several GSIS benefits that members can turn to in times of sickness, disability, death, etc. The social insurance giant has also crafted several loan offers.
One of the loans that GSIS has crafted is the Multi-Purpose Loan offer or also called the cash loan offer. It is the most flexible loan offer of the social insurance giant as it can finance several loan purposes. It can consolidate the following loans:
- Salary Loan (SL)
- Restructured Salary Loan (RSL)
- Enhanced Salary Loan (ESL)
- Emergency Loan Assistance (ELA)
- Summer One-Month Salary Loan (SOS)
- Conso-Loan Plus / Enhanced Conso-Loan Plus
- Member’s Cash Advance / eCard Cash Advance / eCard Plus Cash Advance
- Home Emergency Loan Program (HELP)
- Educational Assistance Loan I and II (EAL I / II)
- Fly PAL, Pay Later (FPPL)
- Study Now, Pay Later (SNPL)
- Stock Purchase Loan (SPL)
With regards to the GSIS cash loan amount allowed for borrowing, it may vary depending on the total premiums posted by the member-borrower. A member may qualify to get an equivalent of up to 14 times of their basic monthly salary but not more than P3 million.
The GSIS cash loan amount borrowed is subject to loan terms between two (2) up to 7 years depending on the status of the members employment and the PPP. The monthly due will be automatically deducted by the employer.
To apply for the offer, there are requirements under the GSIS cash loan that must be prepared and submitted by the member-borrower. With regards to the benefits offered by the GSIS, here is a guide:
| Loans | Details | You may visit: |
| GSIS Retirement Benefit | This GSIS benefit is offered to members of the social insurance institution who have reached 60 years old and qualify to the eligibility requirements set. | GSIS Retirement Benefit: List Of Retirement Programs Offered By GSIS |
| GSIS Separation Benefit | This benefit is intended to help members who got separated from their work due to the restructuring of the company. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Unemployment Benefit | This benefit was crafted to help GSIS members who lost their job. | GSIS UNEMPLOYMENT BENEFIT – Who May Apply For This GSIS Benefit |
| GSIS Disability Benefit | The GSIS Disability Benefit is for members who obtained permanent total disability, permanent partial disability, or temporary total disability due to various conditions. | GSIS DISABILITY BENEFIT – Who May Apply For This GSIS Benefit? |
| GSIS Survivorship Benefit | When a pensioner dies, his or her spouse and minor children will be receiving a part of the pension of the deceased GSIS member. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Funeral Benefit | This benefit was crafted to help assist the family of a GSIS member who passed away in his or her burial. | GSIS FUNERAL BENEFIT – Who Are Eligible For This Cash Assistance |