How To Pay for Pag-IBIG Housing Loan through 7-Eleven EC Pay

Step-by-Step Guide on How to Pay for Pag-IBIG Housing Loan Monthly Due

How To Pay for Pag-IBIG Housing Loan – If you want to pay through the EC Pay machine in 7-Eleven, here is a guide for you below on the process.

A lot of Filipinos managed to get their target residential property or a home of their own through a loan to the Pag-IBIG Fund. It is one of the biggest government agencies in the country and it is mainly known for its Housing Loan offer.

How To Pay for Pag-IBIG Housing Loan through 7-Eleven EC Pay

The Pag-IBIG Fund Housing Loan offer is open for a member who has posted at least 24 monthly savings. Actually, the loan offer does not only finance the acquisition of a residential property but as well as several other purposes related to real estate properties.

Pag-IBIG Fund
Photo Credit: iMoney

Are you interested to apply for the Pag-IBIG Housing Loan offer for eligible members? The offer covers the following purposes:

  • purchase of vacant residential lot, residential house and lot, townhouse, and condominium unit (plus the cost of transfer)
  • house construction
  • home renovation
  • refinancing of an existing housing loan
  • combined loan purposes

Who are qualified? There is an eligibility criteria set by the Pag-IBIG Fund for qualification to the loan offer. To qualify, the member-borrower must be:

  • an active member with at least 24 months savings
  • not more than 65 years old upon the loan application and not 70 years old at the date of the loan maturity
  • of legal capacity to acquire and encumber a real property
  • having no foreclosed, bought back, cancelled, or voluntarily surrendered Pag-IBIG housing loan
  • having an updated loan account in case of existing Pag-IBIG Housing or Short Term Loan accounts.

Prepare the requirements. There are specific documents that the Pag-IBIG Fund asks in applying for the loan offer. Here are the documentary requirements that you must secure:

  • two (2) copies of duly-accomplished Housing Loan Application Form
  • recent ID photo of borrower/co-borrower
  • one (1) valid ID
  • Proof of Income:
    • If the applicant-borrower is employed:
      • Latest Income Tax Return (ITR)
      • Certificate of Employment and Compensation (CEC) (It must contain the gross monthly income of the applicant and all the monetary benefits received)
      • one-month payslip
    • If the applicant-borrower is self-employed:
      • Certificate of Engagement issued by owner of business
      • Commission Vouchers reflecting the issuer’s name and contact details
      • Certified True Copy of Transport Franchise
      • ITR, Audited Financial Statements, and Official Receipt of tax payment from bank
      • Copy of Lease Contract and Tax Declaration
      • other document that would validate the source of income
  • Transfer of Certificate of Title
  • Updated Tax Declaration and Real Estate Tax Receipt
  • Vicinity Map / Sketch Map leading to the property subject of the loan

Apply for the Loan. The process to apply for the Pag-IBIG Housing Loan is very easy but it undeniably takes time, energy, and money. Meanwhile, it is a truly worth it purpose that you and your family can obtain a place you can call your own.

How to Pay for Pag-IBIG Housing Loan? One of the ways that you can conveniently pay for your loan monthly amortization is through the EC Pay machines in 7-Eleven branches. Here are the steps to make the payment:

  1. Visit EC Pay website (
  2. Register for an account.
  3. After a successful login, choose “SELECT” and enter your HAN (Housing Account Number) and click “Validate”.
  4. Confirm your details and the payment you want to make.
  5. Click 711.
  6. Print the 711 Payment instruction page and bring to a 7-Eleven store.
  7. Keep the receipt after the transaction.

The Pag-IBIG Housing Loan interest rates depend on the loan term, the loan amount, and the fixing period. If it is your first time to borrow, it is best to know the scheme in the releasing of the borrowed amount under the Pag-IBIG Housing Loan.

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