Guide on the Application Process for Disability Claim SSS Observes
DISABILITY CLAIM SSS – Here’s a guide in applying for the Social Security System (SSS) Disability Benefit and the requirements.
Millions of employed and self-employed Filipinos are members of the Social Security System, more popularly called SSS. These locally-employed members are mostly employees in the private sector.
The SSS also has overseas Filipino worker (OFW) members as well as voluntary members and members who are working as household helpers. Every month, they post a monthly contribution to the state-run social insurance institution based on the rates set in the SSS Table 2023.
The monthly contributions change from time to time thus it is important to monitor these changes. An updated account can get a member qualified to the SSS loans and the SSS benefits for the members of the state-run social insurance agency.
One of the benefits offered by the Social Security System for its members is the SSS Disability Benefit. Under it, the member may file a claim in the event of obtaining an injury or disability.
The SSS Disability Benefit amount that can be extended to the members of the state-run social insurance agency is under a case-to-case basis. There are also additional financial benefits for the recipient.
The SSS has set an eligibility criteria in filing for a claim. To qualify, the member must meet the following requirements:
- have paid at least one (1) month contribution before the semester of the disability
- have paid at least 36 monthly contributions prior to the semester of the disability for the Disability Pension;
- a Disability Lump Sum is granted for a member who got disabled but with less than 36 monthly contributions
The Disability Claim to SSS covers both partial and total permanent disabilities. You may file for a claim if an instance left you with any of the following situations:
- loss of a finger
- loss of an arm
- loss of a foot
- loss of a leg
- loss of an ear
- blindness of two (2) eyes
- loss of two (2) hands
- loss of two (2) feet
- permanent paralysis of two (2) hands
- permanent paralysis of two (2) feet
- mental problem due to brain damage
The claim must be made within three (3) years since the disability took place. There are requirements for SSS Disability Benefit Claim that you must submit.
