Details about the Amount of SSS Sickness Cash Benefit Offer
Here is a guide on the amount of the SSS Sickness cash benefit extended to members who are absent from work due to a health condition.
In times of sickness or injury, the members of the Social Security System who have posted at least three (3) months of contributions within the 12-month period prior to the semester of sickness or injury may turn to the SSS Sickness Benefit offer.
The Sickness Benefit offer of the state-run social insurance giant provides cash allowance for a member during absence from work due to sickness or injury. If you are employed, your employer must have informed the SSS about your sickness or disability.
In the case of self-employed individuals, overseas Filipino workers (OFWs), and non-working spouses of SSS members, you can directly notify the SSS should you wish to file for an SSS Sickness Benefit claim.
How much is the amount of the SSS Sickness Cash Benefit for the qualified members? According to the Social Security System, it is equivalent to 90% of the member’s average daily salary credit (ADSC).
The state-run social insurance institution allows a member for a grant up to a maximum of 120 days in one (1) calendar year. Here’s how to get your ADSC:
- Exclude the semester of contingency which refers to two (2) consecutive quarters or six (6) months ending in the quarter of sickness
- Count 12 months backward from the month prior to the semester of contingency and pick the 6 highest monthly salary credits you got. That is your monthly salary credit.
- Divide your monthly salary credit by 180 days to get the average daily salary credit and multiple it by 90% to get your daily SSS sickness cash benefit allowance.
In filing a claim for the SSS Sickness Benefit cash allowance, it is important to abide by the prescriptive period set by the Social Security System. It prevents disapproval of the claim application as the state-run social insurance institution strictly follows the prescriptive periods set.
