Guide on GSIS Cash Loan Loanable Amount for Members with 10 Years Savings
GSIS CASH LOAN – Below are details regarding the allowed borrowing amounts under the loan offer for members with 15-year contributions.
In the Philippines, a giant state-run social insurance institutions with most of its members currently employed in the government is the Government Service Insurance System. It is popularly called GSIS.
The GSIS members submit their premiums or savings on a monthly basis. Members who have updated and active accounts may qualify to the loans offered by the government agency. One of these loan offers is the Enhanced Conso-Loan Plus.
The GSIS Enhanced Conso-Loan Plus offer consolidates the existing loans of a GSIS member under a single loan. You can check more about this loan offer below.
The GSIS offers the Enhanced Conso-Loan Plus program, which consolidates a member’s multiple loans into a single loan package. Under the program, penalties and surcharges are waived.
The loans that will be consolidated under this offer include the following:
- Salary Loan
- Restructured Salary Loan
- Enhanced Salary Loan
- Emergency Loan Assistance
- Summer One-Month Salary Loan
Under the GSIS cash loan offer mentioned, those who have made premium contributions for 15 years are qualified for a maximum loan amount equal to 12 months’ worth of their Basic Monthly Salary. The maximum loan term is 10 years.
| Loans | Details | You may visit: |
| GSIS Retirement Benefit | This GSIS benefit is offered to members of the social insurance institution who have reached 60 years old and qualify to the eligibility requirements set. | GSIS Retirement Benefit: List Of Retirement Programs Offered By GSIS |
| GSIS Separation Benefit | This benefit is intended to help members who got separated from their work due to the restructuring of the company. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Unemployment Benefit | This benefit was crafted to help GSIS members who lost their job. | GSIS UNEMPLOYMENT BENEFIT – Who May Apply For This GSIS Benefit |
| GSIS Disability Benefit | The GSIS Disability Benefit is for members who obtained permanent total disability, permanent partial disability, or temporary total disability due to various conditions. | GSIS DISABILITY BENEFIT – Who May Apply For This GSIS Benefit? |
| GSIS Survivorship Benefit | When a pensioner dies, his or her spouse and minor children will be receiving a part of the pension of the deceased GSIS member. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Funeral Benefit | This benefit was crafted to help assist the family of a GSIS member who passed away in his or her burial. | GSIS FUNERAL BENEFIT – Who Are Eligible For This Cash Assistance |
You may also visit – GSIS BENEFITS – Full List of Benefits For GSIS Members