Guide on GSIS Cash Loan Loanable Amount for Members with 25 Years Savings
GSIS CASH LOAN – You can check the guide below regarding the loanable amounts for members who have posted at least 25 years of savings.
Millions of Filipinos are either working the government or have worked in the public sector before. Thus, they are also members of the Government Service Insurance System (GSIS), one of the two (2) giants in the country when it comes to state-run social insurance institutions.
Every month, GSIS members submit a premium or also called as monthly savings. This updates the member’s account and may qualify him/her to the benefits and loans offered by the state-run social insurance institution.
One of the loans offered by GSIS is the Enhanced Conso-Loan Plus or also known as the GSIS cash loan. It consolidates the existing loans of a GSIS member under a single loan.
Under the Enhanced Conso Loan program, penalties and surcharges are waived and here are the loans that will be consolidated under a single loan:
- Salary Loan
- Restructured Salary Loan
- Enhanced Salary Loan
- Emergency Loan Assistance
- Summer One-Month Salary Loan
Under the said GSIS cash loan offer, members who have contributed premiums for at least 25 years qualify for a maximum loan amount equal to 14 months’ worth of their Basic Monthly Salary. The loan term is limited to a maximum of 10 years.
| Loans | Details | You may visit: |
| GSIS Retirement Benefit | This GSIS benefit is offered to members of the social insurance institution who have reached 60 years old and qualify to the eligibility requirements set. | GSIS Retirement Benefit: List Of Retirement Programs Offered By GSIS |
| GSIS Separation Benefit | This benefit is intended to help members who got separated from their work due to the restructuring of the company. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Unemployment Benefit | This benefit was crafted to help GSIS members who lost their job. | GSIS UNEMPLOYMENT BENEFIT – Who May Apply For This GSIS Benefit |
| GSIS Disability Benefit | The GSIS Disability Benefit is for members who obtained permanent total disability, permanent partial disability, or temporary total disability due to various conditions. | GSIS DISABILITY BENEFIT – Who May Apply For This GSIS Benefit? |
| GSIS Survivorship Benefit | When a pensioner dies, his or her spouse and minor children will be receiving a part of the pension of the deceased GSIS member. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Funeral Benefit | This benefit was crafted to help assist the family of a GSIS member who passed away in his or her burial. | GSIS FUNERAL BENEFIT – Who Are Eligible For This Cash Assistance |
You may also visit – GSIS BENEFITS – Full List of Benefits For GSIS Members