Guide on GSIS Cash Loan Loanable Amount for Members with 20 Months Savings
GSIS CASH LOAN – Below is a guide about the borrowing limits available to Government Service Insurance System (GSIS) members who have made contributions for a five (5) years under this loan program.
Several GSIS members have the chance to access loans offered by the state-owned social insurance agency. One of the available loan choices is the Enhanced Conso-Loan Plus.
The GSIS Enhanced Conso Loan Plus functions as a flexible cash loan. Detailed information about this loan offer can be found below.
The Enhanced Conso-Loan Plus program offered by the Government Service Insurance System (GSIS) combines various loans into a unified package, eliminating penalties and surcharges, which will be waived under this program.
The following loans will be included in this consolidation:
- Salary Loan
- Restructured Salary Loan
- Enhanced Salary Loan
- Emergency Loan Assistance
- Summer One-Month Salary Loan
Under the GSIS cash loan offer mentioned, those who have made premium contributions for at least five years are eligible to borrow a maximum loan amount equal to 7 months’ worth of their Basic Monthly Salary, or 7 times their Basic Monthly Salary. The loan duration can be extended up to a maximum of 10 years.
| Loans | Details | You may visit: |
| GSIS Retirement Benefit | This GSIS benefit is offered to members of the social insurance institution who have reached 60 years old and qualify to the eligibility requirements set. | GSIS Retirement Benefit: List Of Retirement Programs Offered By GSIS |
| GSIS Separation Benefit | This benefit is intended to help members who got separated from their work due to the restructuring of the company. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Unemployment Benefit | This benefit was crafted to help GSIS members who lost their job. | GSIS UNEMPLOYMENT BENEFIT – Who May Apply For This GSIS Benefit |
| GSIS Disability Benefit | The GSIS Disability Benefit is for members who obtained permanent total disability, permanent partial disability, or temporary total disability due to various conditions. | GSIS DISABILITY BENEFIT – Who May Apply For This GSIS Benefit? |
| GSIS Survivorship Benefit | When a pensioner dies, his or her spouse and minor children will be receiving a part of the pension of the deceased GSIS member. | GSIS Survivorship Pension – Guide on Requirements in Applying for It |
| GSIS Funeral Benefit | This benefit was crafted to help assist the family of a GSIS member who passed away in his or her burial. | GSIS FUNERAL BENEFIT – Who Are Eligible For This Cash Assistance |
You may also visit – GSIS BENEFITS – Full List of Benefits For GSIS Members